At Focus Accountancy, we recommend all of our limited company contractor clients have appropriate business insurance in place. It’s important that contractors safeguard both themselves and their companies. We’ve partnered with experts Roots to make it easy for you.
Roots have over a decade of experience in the contractor insurance and IR35 marketplace, and have one of the leading offerings out there today – available online on a 24/7/365 self-service basis for contractors to quote, buy and receive policy documents in minutes.
Roots offer clients of Focus Accountancy a full range of contractor business insurances and IR35 status reviews, including;
Professional indemnity insurance (includes a free IR35 contract review)
Public liability insurance
Employers’ liability insurance
Contractor legal protection
IR35 investigation insurance
IR35 working practices review
A range of IR35 contract reviews.
Many of the above insurances will be contractual requirements that you are obliged to hold before you start an engagement with an end client. Roots take the pain out of searching and sourcing the required insurance by offering an efficient online solution to aid you in remaining compliant.
Focus Accountancy clients automatically have a 10% discount applied when buying online, offering marketing-leading prices to over 1,400 professions. All insurances are provided via A-rated UK-based insurers, offering security and reliability in the event of a claim.
The Roots insurance policy is specifically tailored to meet the needs of professional contractors and freelancers.
Please find a summary of the Roots package below:
Professional Indemnity covers you against claims involving accusations of professional negligence, making an error or omission, and giving bad advice which results in financial loss. It’ll provide cover for legal costs as well as any damages awarded against you.
Public Liability provides cover if someone is injured or property is damaged as a result of your actions. Whether you are working on your own premises or the premises of your client, you have a duty to protect anyone who might be affected by your activities.
Employers’ Liability provides protection against claims from employees. It is compulsory for almost all UK businesses. Regardless of your set-up, this is often insisted upon by clients who may require you to comply with a standardised contract.
Get in touch
If you would like to discuss your business insurance arrangements, please get in touch with us, or contact Roots directly (remember to tell them that you're working with us so you will get access to discounted prices):
Call: 0333 444 8844